The Price of Procrastination: How Dental Delays Can Hurt Your Wallet

As costs continue to rise, many families are going over their budget and cutting their spending. But while it may be tempting to put dental checkups on the chopping block, that could do far more harm than good for your wallet. If you’ve been putting off your next trip to the dentist and haven’t made the most of your dental insurance this year, keep reading. You’ll see how getting necessary care now and continuing maintenance on your smile can save you money.

Small Problems Eventually Become Big (and Expensive) Ones

That tiny cavity you’re ignoring? It could worsen and need a root canal if left untreated. Are your gums only bleeding a little bit when you brush? Leaving it alone could lead to periodontitis. Dental issues don’t typically fix themselves, and when they worsen, the procedures needed to treat them become more complex and more expensive.

Seeing your dentist now means catching small issues early, when treatment is easier, cheaper, and far less stressful.

Dental Insurance Doesn’t Roll Over

Most dental insurance plans run on a calendar year. That means your benefits reset every January, and any unused dollars are gone for good. In fact, the American Dental Association estimates that Americans lose a combined total of billions of dollars in unused dental benefits each year!

By using your coverage before it expires, you’re getting the most value out of a benefit you’re already paying for.

Dental Insurance Usually Pays for Maintenance

If you’re paying for dental insurance, your plan most likely covers preventive visits like dental checkups and cleanings at 100 percent (or very close to it). Many policies also include partial coverage for fillings, crowns, and other services as long as you’ve met your deductible for the year.

However, your insurance won’t pay over the amount indicated as your “yearly maximum.” So, if you’ve been putting off a necessary treatment, now’s the time to check how much of your benefits are still available. Your dental team can help you schedule everything out to make sure you get the most from your plan.

It’s easy to let your dental health take a back seat when money is tight, but taking action now can help you avoid higher costs later. It’s a win-win for your health and your budget. If you’re ready and willing to keep your smile a priority, call your dentist and schedule a dental checkup. Your money and your mouth will thank you later.

About the Practice

At Broad Park Family Dentistry, Dr. Jeremy Rudd and Dr. Alysa Sadkin love helping our patients make the most of their dental benefits. Our team believes that staying on top of routine care not only protects your smile but also helps you avoid costly treatments down the road. Call (817) 473-6857 to schedule a dental checkup with us or visit our website to see a full menu of services.